The financial AI for homeownership

How much home can you actually afford?

Get your Buying Power — the home price that fits your finances — then ask the AI anything about it: why it's this number, what would move it, whether a home you're eyeing fits. About a minute, no credit check.

See your buying power

$
$
$/mo

Free · No credit check. Works in all 50 states · pre-approval in AZ, CA, FL & TX.

  • Free, no credit check
  • Priced for your state's taxes & insurance
  • Ask the AI why — and what would move it
  • Pre-approval from a licensed lender when you're ready
160 secondsFive quick numbers — rough figures are fine.
2Your numberThe price you can comfortably afford — and an AI that explains why.
3When readyLoan programs that fit, then a pre-approval letter.

Your number goes to work

Buying Power isn't a one-off result. Once it's saved to your account, everything in House.ai — the search, the assistant, the pre-approval — reads from it.

Your buying power$458K – $538K
In your range
$38K over

Search with your number

Every home you look at shows how it compares to your Buying Power — in range or over, and by how much. No mental math on every listing.

Can I afford the one on Maple St?
Just under your number — about $2,900/mo all in. Want the breakdown?

Ask AI, with your numbers in mind

Can I afford this one? What if rates drop half a point? Ask in plain words — the assistant already knows your income, down payment and debts, so every answer is about you.

Pre-approvalLetter ready
Your numberPrograms that fitLetter
Licensed lending partner

Pre-approval when you're ready

See which of our lending partner's loan programs fit your numbers, then turn your number into a pre-approval letter sellers take seriously. Only when you choose — nothing is pulled until then.

Available in AZ, CA, FL & TX

Every home search starts with one number.

About a minute. Free, and no credit check.

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House.ai is a real estate brokerage that works with consumers on finding the best properties to meet their needs and receive the best home-buying and home-selling education.

House.ai currently serves buyers and sellers in Texas, Florida, California, and Arizona. More states are on the way.

Real estate brokerage licenses are held by HOUSE.AI LLC (Texas, Florida), House.AI, Inc. (California), and House.AI Arizona (Arizona) — see our real estate licenses. California DRE #02447419. Home financing is offered through GMCC (General Mortgage Capital Corporation). Equal Housing Lender.

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